I was very concerned at first when I saw the 30% increase (USA) - yet now I see it as 60 credits per month of AI usage. If you run out - you can purchase more credits for use. I was informed that if I want to avoid the added cost, I could cancel my subscription and get Microsoft 365 Personal Classic - at the regular price I paid last year. I wanted to do that - as I use powerpoint, excel, and word often. The good news is that I was able to receive that deal. I could not do it myself, so I called the support desk - Like I say, I was able to get the classic regular price - without AI. I think there are some growing pains here as it took a long time, a couple techs, and turning down some sales pitches. But in the end, the problem was solved. I think it would have been better to offer a simple choice of upgrade or classic - to make it an easy process. PEOPLE THAT ONLY WANT WHAT THEY HAD AT THE PRICE THEY HAD SHOULD CALL. Good Luck
By the way, when I cancelled my subscription, I lost a month of paid service - and they didn't care to reimburse me for the loss.