I guess they don't want anyone to spend all their time doing their surveys for free digital downloads anymore - at what it was (5-10 points per survey) you have to spend a week to earn about around 2000 Microsoft rewards points by using bing search, the daily surveys and Xbox app usage EVERY DAY to use for 200 Overwatch coins (to get ONE store costume skin is about 1900 Overwatch coins - this is what Microsoft has created after acquiring Activision Blizzard), it would take 20,000 Microsoft rewards points (2 and half months), so more than halved (2 points) it would more than double that time from (5 MONTHS of EVERY DAY USE)? I guess they really don't want anyone to use the Rewards program app, bing or xbox app! If so Microsoft should lower the coin redemption to 200 coins per costume, not 1900 coins! IF Microsoft does not want to give physical cash gift cards that take months to acquire they should just remove them from the rewards program options. If you're spending all your time for a $5 Target gift card I would suggest you just get a job and buy one for 20 minutes of work.