Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
But by Microsoft's own admission it is not the same product as last year but contains many (dubious) enhancements people just do not want. Also back in 2013, you could buy the softwear from a shop, load it onto your device, get updates with no further outlay. Now we pay more in one year for the product than we ever did to buy it outright AND it is an annual cost. The 50% increase is clearly out of order and you are just about the only outlier that thinks the unannounced increase is fair play. Glad you have no financial constraints. Obviously most of us do.