I did that deletion that NGC folder, and while the Win 11 login no longer asks for a password, and just says Sign in, clicking it only results in that screen reloading, and thus there is still a lock out.
This is on a recent new installation, a clean install, of Win. 11 64 bit, but after I doubled the amount of memory Windows (due to the newly required TPM) invalidated my sign in Pin, and offers no working option to rectify it.
I also did a System Restore that did not help.
BTW, to help others for whom the NGC folder deletion above may work, rather than the process described in the post I am replying to, then I rebooted and when the black (POST) screen appeared I kept tapping the key (F11 on my desktop PC) that brings up the menu of what drive to boot from, and by which I booted from a Linux Mint with off a USB drive (made via Rufus), to navigate to MY computer and to the Windows system (and under View, choose show hidden files) and then deleted the NGC folder.
For now, I do have a AOMEI copy of the whole drive and a bootable USB of it to restore it all, but that may result in the same issue. Thus I may do a reset.
But MS should fix this lock out issue.