I'm getting this issue on a brand-new PC build and it's frustrating.
I thought it might be a lemon PSU, so I replaced it with a better one. It seems like it kind of helped, not getting daily crashes, but still getting the USB disconnects. I tried disabling the "allow device to be powered down" option on all USB devices and it did not help. System still did a full sweep disconnect of all USB devices with no option but to restart the PC. Also on 24H2.