My main client uses OneDrive for Business for their personal documents and SharePoint for shared files. I was so worried about the level of stability and support on these two systems that I convinced them to pay the extra for Veeam Office 265 backup with iLand. Not a perfect solution but at least we have a 3rd party backup where we can access the backup to restore documents.
Cloud storage is great for business continuity in that the provider will keep the system running but not very good for disaster recovery due to lost/corrupt documents. At least OneDrive for Business can restore back to a point in time. Can OneDrive personal not do this?