To Mdfritz;
My issue was with a corrupted Windows 10 USER account only, and the loss of functionally. (Where the problem was fixed by creating a new used account)
I have ZERO experience with OneDrive, and so I have no information if a corrupted Windows 10, USER account has any relationship to a Microsoft account for OneDrive.
As for cloud storage, I clearly can state that even if I lived another 65 years, I would never place any of my files on the cloud. The following is some text (modified) that I had written back in 2015-09 on the subject.
It is not logical to store data in the cloud, where any number of hackers, or agencies and can access it without a warrant.
Backup your data: As a backup, I also store my data on another drive, but it’s NOT powered up unless needed to access the bulk of my files.
Copies of my data are also stored on some USB drives, and several standard hard drives outside the computer. One full-up copy (on hard disk) is also
stored off-site in the case of fire.
Be sure to backup you BOOKMARKS, as many folks would just cry if they were ever lost.
In Mozilla Foxfire, and Tor, these are the *.json files that are located on your desktop.
Just copy them all to you backup drives.
***If anyone still thinks their hard drive will not fail is a fool.***There is nothing wrong with four or five backup devices.