Well, I was able to fix my surface although will now have to re-install a bunch of things.
A few tips for those wanting to self fix. Download the Surface image and put onto a USB. You will need a USB-C to USB-A adapter if you have a Surface Go.
If stuck in the Blue screen of death loop, go to the Surface UEFI menu by pressing the Windows Key. In boot order, order the USB higher up than the Windows Boot.
Boot from Surface, then follow the instructions provided by microscoft.
i.e. Select Keyboard
From there -> Troubleshoot, recover from device, skip key entry, recover vs. clean wipe depending on your uses
Now, I think this problem is related to Windows Update and surfaces since it's happened to a bunch of people. Hope microsoft can look into this. A bit nervous to install windows updates again