Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
Hello zack Roach,
Since you can’t see a Microsoft 365 subscription on your account, I wouldn’t assume yet that the 105.49 charge is for Microsoft 365.
Microsoft has a specific option for this. Sign in to Manage your payments, find the card involved, and select Investigate for the charge. This is Microsoft’s recommended route for identifying a charge you don’t recognize.
If the charge is then identified as a subscription, you can cancel or turn off recurring billing from the Microsoft account that owns it. If it still cannot be identified, I would use Microsoft Support's billing/contact options for further help.
I hope this helps you identify exactly what you are being charged for before trying to cancel anything.