Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
Geoff, your macOS is a bit outdated.
The current one should be 26.7, which was released on Sept 14th.
Please make sure you update that first. That alone can be the solution for the issue you are facing.
=====================
If for any reason it is still not working, I am going to share the rest of the steps you can take, only if the above doesn't address the issue.
First, see if you can update your Office apps. Open Word for example, click on the 'Help' tab >Check for Updates. Make sure you choose Update All when prompted. Let the process run through, can take a bit time. See if that works.
Otherwise, use the Update method in this article: https://support.microsoft.com/support/known-issues/unknown-error-0x0-license-not-found-error-microsoft365-macos?apid=ets
If it still doesn't work, please uninstall the apps. Follow the instructions here for complete uninstall.
Then reinstall this way:
If you signed up via Apple App Store, then download and install from the App Store.
If you signed up via Microsoft directly, please go to https://www.office.com
Sign into the Microsoft account you used for the subscription. Click on the 9-dot icon on the upper left > More apps.
Then on the upper right, click on "Install apps". This will now download the installer file. Once downloaded, click on the file to install. It will install the Desktop version of the apps for you then.
If it still doesn't work, download the updater https://support.microsoft.com/office/office-for-mac/troubleshoot-microsoft-autoupdate-in-microsoft-365-and-office-for-mac?apid=ets