Hello MA,
In addition to the guidance already provided, please check whether both entries on your bank statement are marked as completed/posted, or whether one is still pending. A pending entry may be an authorization hold rather than a second completed payment, so your bank can confirm the status.
If both charges have been fully posted but only one purchase appears in your Microsoft account, use Payment options > Investigate to check whether the same card was used with another Microsoft account.
Refer here for more info on how to investigate a billing charge
Investigate a Microsoft billing charge
As Microsoft Q&A is a public user-to-user forum, contributors cannot access billing records or issue a refund. So I recommend you contact Microsoft support for further assistance:
Please note that this is a user-to-user support forum. Moderators and contributors, including external Microsoft employees, are not allowed to directly interfere with Microsoft product features or access back-end systems. Our role is limited solely to providing technical guidance on reported incidents, requests, or ideas.
- Open a website link - Contact - Microsoft Support
- In the box below "We're here to help", type Microsoft 365, click "Get Help", and then click "Contact Support" below.
- In this section, you will need to sign in to your Microsoft account.
- Select "Microsoft 365 and Office" under Products & Services, select "Technical Support" as the category, and click to confirm
- You can select " Chat with a support agent in your web browser " to access the chat window.
I hope Microsoft Support can help verify the transactions and resolve the billing issue.
Have a nice day.