Hello Renee,
I understand that you downloaded Microsoft 365, but the apps do not appear on your computer. Downloading the installer does not always mean the installation completed successfully.
Open Settings > Apps > Installed apps and check whether Microsoft 365 is listed. If it appears, select the three dots beside it, choose Modify, and run Online Repair.
If Microsoft 365 is not listed, run the Microsoft 365 setup troubleshooter. It can detect and correct an incomplete installation.
Please let me know how it goes after trying these steps, and I'll be glad to continue looking into it with you.
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