billing issue

Check the subscription status directly in Services & subscriptions:

1. Go to Services & subscriptions.
2. Sign in with the Microsoft account used to buy Microsoft 365.
3. Find the Microsoft 365 subscription.

What to look for:

• If it shows management options such as Manage, Cancel, or Change payment, the subscription is billed by Microsoft.
• Review the subscription details there to confirm whether it is active or expired.
• If the subscription has expired, renew it from that page.

Since the card appears to have been charged successfully, also check whether the notice was about a previously declined charge being retried. Microsoft notes that an unrecognized or unexpected charge can sometimes be a previously declined charge was charged again.

If the notice appeared inside an Office app, that message is often triggered by a payment problem. In that case:

1. Close all Office apps.
2. Check Services & subscriptions to confirm the subscription is active.
3. Check Payment options to verify the payment method does not show an error.
4. Restart the Office app after confirming both.

If the subscription page shows limited or missing management options, the subscription may be managed by a third party such as Apple, Google, or a retailer, and billing must be handled with that provider directly.

• Manage my Microsoft 365 subscription
• Office error "Account Notice: We've run into a problem with your Microsoft 365 subscription"
• How to investigate a billing charge from Microsoft