Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
So what Microsoft is really saying is "We don't care about losing loyal subscribers - pay the new fee or loose access" - so blackmail it is! Yes, the true meaning of subscription access models in the daylight.
Looks like the beginning of the exploitation of the working and middle classes has begun by big business. With Trump in office, big business will be deregulated so they can do whatever they like to the consumer without recourse. Awesome ..... just awesome. Waiting to see what Apple, Amazon and other big companies start doing to consumers. Perhaps they increased costs because they put up wages ... nah, get serious, only bonuses to management and shareholders.
So NO, the above information was not helpful - just a bunch of corporate excuses for extorting more fees from long time loyal MS followers.