A Microsoft file hosting and synchronization service.
FWIW - I thought I'd resolved the loss of two-factor authentication for my Personal Vault via installing an older version of OneDrive.
I'm not sure if updates are overriding this or what - I've been working with MS OneDrive support and each of my 4 devices now opens my Personal Vault with a different experience - in one case defaulting to PIN-only and in another provide alternative options which are PIN only.
For nearly a year, each of these devices operated identically and Personal Vault access was accomplished via entry of an 8-digit code from the MS Authenticator app on my phone.
Unfortunately, after a week of daily interactions with MS support, it appears no one can explain why these changes occurred, why there are now different experiences on different devices or how to reestablish consistent two-factor authentication.
During the time it worked consistently as expected, One Drive and Personal Vault was great. As of now, I have no confidence that my most sensitive documents are secure in One Drive Personal Vault.....