A Microsoft file hosting and synchronization service.
Paul ... I am without hesitation, absolutely in support of your post. I cannot understand the rationale of Microsoft's intent to force features on folks with no option to select and more importantly no way of remediation until Microsoft themselves puts out a "fix".
I run 2 businesses in Australia and NZ and like you have 000's of excel files. I lost 2 weeks trying to sort out my windows 10 crashing problems. I had backups, restore points - you name it I had it - just so I could continue working. I gave up the ghost when a windows update crashed my machine and I couldn't even log in.
In the end I paid a fortune to buy a new machine and sent my existing one (still under warranty) to be completed reinstalled back to Windows 7. My new Surface Pro 4 has windows 10 and I purchased Office 2016. Horror, horror I couldn't open anything. Systematically working through (another 2 days lost) I trawled the internet and managed to get things working. The biggest issue was not being able to open excel files. My stress levels had been truly tested to the limit but I finally managed to resolve the excel problems and while there are still a few minor problems I can at least work.
Upgrade to Windows 11 - no way - I will let others prove it is working OK.
I understand your pain only too well!!