I, just within the last two hours, did a new install of Windows 11 22H2.
This is "Old School". In prior versions of Windows it was possible, but not explained, that when it asked for your name and to create a password, IF YOU IGNORED ALL THE REST OF THE LINES, and simply clicked next, it kindly ignored the requirement in the future.
No, if you ignore it in Windows 10 or 11, it will keep asking until you set up a PIN. You can then go to settings, turn of the requirement to use Windows Hello for Microsoft Accounts (as has been mentioned previously in this thread) then remove the PIN.
What happened in previous versions of Windows does not apply to the current versions.
Here's the key, under Accounts > Your info, there is a section called Account Settings. You probably originally entered or created a Microsoft account at installation. That set you up as part of a "community" called Microsoft Community (that may be less than secure) that theoretically could hack your computer. Changing that to a Local account says all you deal with is "local" (your own home) environment and no one else has access to it. The wording may not be exact, but the words should be clear.
not sure where you get this idea, using a Microsoft account to log in does NOT add you to some nefarious Microsoft Community.
You are posting in the Microsoft Community which is a peer to peer support forum.
Microsoft Community Frequently Asked Questions
It does not matter to anyone here whether you use a Microsoft account or a local account to log into your device.
no one here has access to your device or account and membership does not compromise your (or your devices) security in any way. Users are discouraged from posting any Personally Identifiable information.
You can leave the Microsoft Community anytime you want simply by deleting your profile.
A local account is not more secure. it simply means it it is local to the device. often users will make local accounts far less secure by making the password blank and allowing anybody to hack in or rogue software to do anything it likes.
To think that because it is local, no one else has access is completely wrong, if the password is weak and you spend any time online sooner or later it will be compromised.
whether you are using a Microsoft Account or A local account you need to have a strong password, to prevent rogue software or hackers using your account to cause problems.
this is not the same as removing the need to enter the password when booting or waking from sleep, which will still require physical access to the device rather than remote.
It tries to warn you about this, but continue and you'll finally be able to restart, start, switch user, etc. without having to deal with this issue.