Thanks Barb. We are visiting near Scottsdale, AZ for a few weeks. I will try stopping there before I give up on this but it certainly seems that this is a common problem so I suspect I may very well end up with a new Surface that has the very same problem.
I have seen this issue commented on going back for at least a year. One would think that MS is aware of the issue and it would be nice if they would let us know if they have any idea as to the cause and/or possible fix.
I really need to use the 128gb card. Plus, I have seen others commenting that they have had the same issue with 64gb and 32gb cards from a variety of makers.
I could take the card back as I still have a few days to return it but I just can't see how it could be the card when it works in other devices.
Jim