For a Microsoft 365 Family subscription, Copilot is only available to the person who set up the subscription. Family members who are included through sharing do not get Copilot access. That matches the current behavior if the primary subscription owner is the only eligible account.
For Outlook specifically, Copilot sharing across accounts works only when the signed-in account itself has access to Copilot Pro or AI credits through a Microsoft 365 Personal or Family subscription. Microsoft also states that for Microsoft 365 Family, Copilot is only available to the person who sets up the subscription.
To check the most likely causes:
- Confirm which account is signed in to Outlook, Word, and Excel on the iPad.
- If the iPad apps are signed in with a family member account instead of the subscription owner account, Copilot will not appear.
- In Outlook, check whether Copilot was turned off.
- On iPad, go to Quick Settings > Copilot.
- Make sure the Turn on Copilot toggle is enabled.
- This setting applies to Outlook on all devices for the same signed-in account.
- If Copilot is still missing in Microsoft 365 apps, refresh the license.
- In a Microsoft 365 app, go to File > Account.
- Select Update License.
- Close and restart the apps.
- Check privacy settings if Copilot still does not appear.
- In a Microsoft 365 app, go to File > Account.
- Under Account Privacy, select Manage Settings.
- Make sure Experiences that analyze your content is turned on.
- Make sure All connected experiences is turned on.
- In Outlook, connected experiences must also be enabled.
- Accounts with Connected Experiences turned off in Outlook privacy settings are not eligible for Copilot access or Copilot sharing.
- If the apps recently changed branding, that is expected.
- The Microsoft 365 app was renamed to the Microsoft Copilot app. Existing users may need to connect to the internet and restart the app to see the change.
If the iPad is using the non-owner Family member account, the missing Copilot behavior is expected. The supported path is to use the subscription owner account for Copilot access.