How to get Money 98 to run on Windows 11. Solution.

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2026-04-27T16:10:58.5533333+00:00

This approach requires the creation of a virtual machine running XP on your Win 11 machine.

  1. Source the ISO files for XP Home x86 and Money 98 from Internet Archive website.
  2. Install Oracle VirtualBox on your Win11 machine
  3. Use VirtualBox to create a new Virtual Machine (VM) on your Win11 machine. Call it "Money 98" and use the XP Home ISO file. 512MB RAM, 1 processor, 15Gb diskspace. You will need a valid license Product Key, but these are available on GitHub and can be googled.
  4. Download and install the the VirtualBox Extension Pack. (You will need this to enable access to your Win11 .mny files from the XP VM, but it also helps with screen resolution etc.)
  5. In Settings > Shared Folders, add a shared folder pointing to your .mny file(s) folder on your Win11 machine
  6. Attach a new Device in VirtualBox pointing at the Money 98 ISO. (Z, Auto Mount, Global)
  7. Install Money 98
  8. Launch Money 98 and use File > Open to open the shared Z: drive to open your .mny file(s).
  9. If it works then great. If not see below.
  10. Finishing touches:
    • In VirtualBox, Settings > User Interface, set the Appearance to "Scaled"
    • Create a shortcut on your Win11 machine with target: "C:\Program Files\Oracle\VirtualBox\VBoxManage.exe" startvm "Money 98" --type separate

NB. The versions of Money 98 on Internet Archive appear to US versions. These are incompatible with UK (or other region) .mny files. Options:

  • find and install a UK version of Money 98 on your XP VM, or
  • if you have it installed on a legacy machine but have lost the original diskette/CD:
    • install the Internet Archive US version
    • replace all the installed Program Files/Money folder contents on your VM with a copy taken from the same folder on your legacy machine. (It errors initially but recovers after a restart.)

HTH

Windows for home | Windows 11 | Apps
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