Problem In claiming free game pass via upi

The “Included with Device” 3‑month Xbox Game Pass offer requires adding a supported payment method to the Microsoft account, even if the subscription period is free. The available information only confirms that for India, UPI and NetBanking are supported as one‑time payment methods for Azure MOSP accounts, not as general-purpose recurring billing methods for consumer subscriptions like Xbox Game Pass.

From the provided details:

• UPI and NetBanking are explicitly documented as alternatives for Azure billing in India and only for one‑time payments, not for setting up a recurring subscription payment instrument.
• The Game Pass “Included with Device” offer is tied to the Microsoft account and is surfaced on the account dashboard, where payment options are managed under Payment options → Add payment method. That area lists methods such as debit card, net banking, etc., but the context does not state that UPI can be used in place of a card for validating or activating a Game Pass trial.

Based on the context, there is no supported path described to redeem an “Included with Device” Xbox Game Pass trial without providing a card or other supported subscription payment method. UPI is only documented as a one‑time payment option for Azure MOSP, not as a substitute for the card requirement on Game Pass trials.

For this scenario, the only supported next step in the context is to contact Xbox/Microsoft billing support to review available payment options for the account and region.

References:

• Pay your Microsoft Customer Agreement or Microsoft Online Subscription Program bill
• Use a screen reader to navigate your Microsoft account
• Trying to use an Office365 product key and "getting error PaymentAuthenticationVerificationFailed" - Microsoft Q&A
• Can't redeem 3 month xbox gamepass - Microsoft Q&A