Capturing audio, video, and screen content from Teams meetings for later review or sharing
Teams allows you to get a transcript and/or recording of the meeting. The feature being requested here is that meetings default to transcripts.
To be fair, I suspect Microsoft is considering security and privacy (which isn't top of mind for Zoom, ever. Which is why I use Teams over Zoom).
Microsoft did just roll out automatically, turning off cameras and microphones until participants agreed to be recorded. I suspect they needed that feature to be added first before they could allow default on recording.