I found the root of my problem yesterday. It looks like it came down to software incompatibility with JackBox.TV on Windows 11. (updated from Windows 10)
When I looked at my Event Viewer - Windows Logs - System, I seen a lot of Errors related to NTFS, Event ID 135 The transaction resource manager on volume C: was unable to create free space in its log due to a non-retryable error. The data contains the error code. I was NOT low on disk space. I had over 1/2 of my disk space avail.
I filtered the log file for all Event ID with value of 135. They started on Dec 24, 2021. That evening we hosted JackBox.TV for the first time. I installed Steam Client that runs the JackBox games earlier that day. Then I went into my Control Panel (Control Panel\Programs\Programs and Features) sorted by installation date. The only things installed on 12.24.2021 was JackBox.TV and 3 - MS Visual C++ 2013 packages. I uninstalled everything installed on 12/24/2021. Rebooted.
I had read a post about the event id 135 error, it suggested to delete Update Cache files- (C:\Windows\SoftwareDistribution\Download) I deleted all everything inside. (!!NOTE!!: I had done this step prior to uninstalling JackBox.TV and its supportive software). Rebooted one more time....
Went back and tried the latest cumulative patch and everything downloaded and installed successfully.
Same problem here, except than for me, the start of the Event 135 issues start on the day I upgraded from win10 to win11 .... so I have no clue what is causing the problem ... tried clearing Windows update cache, did not solve the problem.