Seems issue from various postings, occurs on both Windows 10 & Windows 11, also occurs if user logs on with Microsoft Account or a Local Account.
Apparently disabling Microsoft Account Sign-in Assistant in some cases provides a temporary fix, sometimes not, also reports, by disabling, others issues could well arise. Why does it take us users to pick up these errors, are MS developers & the insiders on holiday - surely this with all the supposed checking pre release, this should never have got to general release.