This is likely a highly accurate assessment, Christopher.
Microsoft moderators and support team members - Please escalate this request appropriately. Even though this is not a severity one defect, enough people have reported this issue, and it has potential for exploitation. The recommended solutions so far are not sustainable and do not resolve the core issue. Please do escalate this to the appropriate product management so that it can be triaged, backlogged, and planned for an appropriate sprint by the appropriate team(s).
Best,
/e