This solution worked for me up to a point, but i could not for the life of me find Utilman in my folders. I searched for over an hour and i was getting a headache, nowhere i looked seemed to have it and i gave up. So i found another solution to this problem!
Step 1: same as step 1 for OP, click the power button on bottom right corner of screen, then while holding down shift, press restart. This should take you to the Choose an Option screen.
Step 2: Select troubleshoot/Advanced options and then choose System Image Restore, now heres where it deviates from OP. Instead of clicking advanced options or next, just click the repair button and then choose the most recent time stamp for restoring your pc to the most recently saved image. It should have a Recommended sticker on it. It will specify that it is not erasing any files. There is a chance i am mistaking the system image restore for a button that is labeled simply as System Repair or something of the sort, so please correct me if i am mistaken. Apologies.
P.S. I may be missing a step or two here, for i solved this a couple months ago and have only had to replicate the solution once recently, please let me know if i am forgetting something. thank you.
This fixed my problem and continues to every time something goes wrong. I hope it helps you and it is a MUCH faster fix than the others i have seen.
Also the most recently saved image will seemingly always be same day and within a few hours of the problem happening, so there should be no concern of it not being close to where you left off.