Hi there! My name is, Zadee. I'm an Independent Advisor and a Microsoft user like you. Sorry to hear about your experience. I'll try my best to help you today.
I was able to test this in a VM. You will need to have a local account for this that does not have a password. As long as you have a user profile that has a password, Windows will ask you for it.
If you are trying to view your passwords in chrome, and you have a lot of them. I would suggest exporting these passwords to a CSV, that way you'd be able to view them all at once. You can do this by going to Chrome Settings (in 3 dots) > Autofill > Password manager > click 3 dots (right beside "Add") > Export.
Kind Regards,