@mstrflsh and Lester
The problem is the issue keeps returning. Having tested this to destruction on my win11 system it occurs every time I open a Teams and Zoom client - probably others. (Did not happen on Win10).
You can simply open Task Manager, and delete the Teams or Zoom processes and watch the internet speed return.
I raised this with Teams support - they shrugged shoulders and requested I open a ticket with the Windows team because it is not just a Teams issue :-(
I have stopped using Teams and Zoom clients - I will wait until the Windows team fixes it or I get a new system.
Martin