Mine has been stable for a few days now but it doesn't fill me with confidence.
Exactly the same as you, doesn't matter if I'm on wired or wireless I was getting capped at 9mbps, just updated Virgin Media to M250 so was even more annoyed as I'd doubled my speed and that was pointless as Windows decided to cap it.
Yeah, I also had some success with resetting all network connections through CMD, the jury is out on whether the auto-tuning makes it better or worse or no difference. To complicate matters further I've been downloading Microsoft Flight Simulator which turns out to be terrible anyway as the server is extremely slow and inconsistent.
I'm not sure if it was on this thread but I have also removed all traces of Microsoft Teams so maybe that was the magic bullet? Currently getting full 264Mbit download on speedtest.net.