Dozens of people I know are all having this issue. ... Why is this? Why is Windows having more problems than it did in 1998? Who is even working here causing all of these issues? It's like Microsoft has zero employees that have any clue what they are doing.
Not everything is a catastrophe.
Launch Local Users and Groups - lusrmgr.msc - as an Administrator and make the change. This works for me on my Windows 10 computer and also on my Windows 11 computer.