Hi EricYL.
Thank you for your reply. I understand that you now have some of your accounts available.
For now we can only fix it by reinstalling Windows, if you would like, please backup your data and then refer to the following link
Windows 11 Clean Installation (microsoft.com)
Disclaimer: At this point, we have exhausted all troubleshooting and I recommend that we try to perform a clean install to get your computer back into a working condition. Please ensure that you backup any important data, including Documents, Pictures, Videos, and more.
I understand if you don't want to, after all, the problem hasn't completely disabled you, so to avoid the same problem in subsequent use, which would make data in some accounts inaccessible, please back up your data separately for different accounts.
At the same time, this issue is worth being noticed by the development team, Microsoft attaches great importance to user experience, you can submit your ideas and suggestions through the Feedback Hub, and the development team will regularly review submissions for ideas or fixes.
Please share the feedback link here after submitting as it will allow others on the forum to vote for your submission, including me. More votes will lead to more visibility and higher priority to the development team.
Thank you for your understanding and support.
Best regards,
Zev - MSFT | Microsoft Community Support Specialist