Actually that sounds reasonable. It's not because your PC is too old/new. It's because it's has hardware which could have issues. For example specific WiFi hardware, multiple spinning harddrives, USB-devices, motherboard, CPU, etc. But also specific software, like anti-cheat. Normally this can cause instability, but this is the first time it affect also updates.
For example, when my update is stuck @ 38%, I always hear the HDD spinning up. Maybe that's the main cause, not sure.
Microsoft would (I think) release a fix for this issue and mark the 24H2 ready for the rest. In the mean time, ignore preview updates (disable be first with updates) and cumulative updates we can install through "fix windows updates" (pause updates before using this, else it will install the update first and fail) or through repair installation with keeping stuff from an ISO made with MCT.
Hope this helps.