My recommendation would be:
If your ISP imposes data caps and you do not want to sit and download an ISO right now, wait for the next major update (20H2). If the September patch DOES NOT install, then the October patch DEFINETLY WON'T.
If you don't have any data caps, download the media creation tool and perform an in-place upgrade (make sure the setup installs all the latest CUs that are available before beginning the in-place upgrade).