Hi,
Well Surprisingly on April 11 the automatic updates installed the 20H2 windows 10 update; it took 6 hrs, and the after a number of more updates and restarts, the new Windows 10 was fully installed and updated.
I've waited until now to see if any glitches were caused by the install, and all is good.
My desktop PC and laptop are working as well as ever with no problems so far.
I just let it do it's thing and followed all the prompts.
looks like I was worried about nothing.
Thanks for all the advice and shared experiences.
Good luck everyone.