(1) OK. Now, I only did this once, but it was quick & easy. I can only hope it will go as well for you. Cortana began asking questions after 17 minutes. Nine minutes after answering, the entire installation was over. I still can't
believe it was only 28 minutes to establish the dual-boot. There were at least 3 automatic reboots in the process.
(a) Tell Cortana your Microsoft account password when asked. I believe that facilitates activation. Mine was fully activated afterward. Also, I did not have to reestablish connections to Mail, OneDrive or the Store. Those were all there
by the end of the process same as before, same as in the other installation.
Nevertheless: You should backup important OneDrive files to external media, in case it goes not so well for you.
(b) Tell Cortana your WiFi password (written on the router), & you will have WiFi when its over.
(c) All of my Dell/Intel/Realtek driver versions were retained, but my notes say Action Center had a notice to reboot to complete the install of Dell HD Audio. I did that, & the message was gone. Also, it says I had to reinstall my Dell Touchpad driver.
(d) Reliability History (ask Search) will show stuff still goes on afterward. It may be a day/so before everything is fully updated.
(e) It was clean. Finally, all of McAfee & all else that was a Dell add-on was gone (except the drivers).
(f) I did lose one specialized keyboard key (a super WiFi toggle), but I don't miss it.
(g) It doesn't mess with BIOS or other firmware. Those are unaffected.
(h) Afterwards, Windows Update had stuff -- go click for it.
(I) If unhappy, the dual boot is easily undone. If happy, it probably is best to redo the clean install, this time onto a totally wiped HDD. That way, you'll have just the right number of partitions & just where they belong.
(2) I don't understand what you've been saying about 32-bit.
(a) What does it say for System Type in MSInfo32
(ask Search) -- is it "x64-based PC"?
(b) Plug in your 1909 Installation USB drive. Note the letter it gets, & use that letter (instead of E:) for the following command at an Administrator Command Prompt...
DISM /Get-WimInfo /WimFile:E:\Sources\Install.esd /Index:1
Here's what I get...
Microsoft Windows [Version 10.0.18363.836]
(c) 2019 Microsoft Corporation. All rights reserved.
C:\WINDOWS\system32>DISM /Get-WimInfo /WimFile:E:\Sources\Install.esd /Index:1
Deployment Image Servicing and Management tool
Version: 10.0.18362.1
Details for image : E:\Sources\Install.esd
Index : 1
Name : Windows 10 Home
Description : Windows 10 Home
Size : 14,513,453,277 bytes
WIM Bootable : No
Architecture : x64 <<< Does yours say x64?
Hal : <undefined>
Version : 10.0.18362
ServicePack Build : 418
ServicePack Level : 0
Edition : Core
Installation : Client
ProductType : WinNT
ProductSuite : Terminal Server
System Root : WINDOWS
Directories : 21327
Files : 92708
Created : 10/6/2019 - 11:07:10 PM
Modified : 11/18/2019 - 11:41:45 PM
Languages :
en-US (Default)
The operation completed successfully.
(3)
(a) Try another Windows system image backup. I hope it works.
(b) Download important drivers from your site just in case...
https://support.hp.com/us-en/drivers/selfservice/hp-pavilion-21-h000-touchsmart-all-in-one-desktop-pc-series/6528604/model/6529764
HP Pavilion 21-h013w TouchSmart All-in-One Desktop PC
The site looks tough to figure with so many different drivers in some of the categories. I say take nothing that doesn't already show up in "right-click START, Device Manager". Let me know, if one of them is puzzling.
(c) Backup important files & downloads onto external media, including OneDrive files, just in case of catastrophe.
(4) What is your D: partition? It's unusual for a factory reinstall partition (to get back to Win 8.1) to have a letter, I think. Do you ever write to that partition? Does an HP app use it?
(5) Shrink C: by 150 GB in preparation for the dual boot.
(a) Right-click START, & select Disk Management (DM).
(b) Right-click C: in DM, & select Shrink Volume.
(c) Enter 153600 into the Amount to Shrink box, & click the
Shrink button.
That will be 150 GB (150 * 1024).
You should now see that much unallocated space between C: & D:. Later, you will install into that space to achieve the dual boot. I don't think you'll be asked to reboot, but I'd do it anyway.
(6) Practice a boot to your 1909 Installation USB drive through the BIOS boot menu.
(a) Plug it in, then reboot.
(b) Immediately press ESC repeatedly for the Startup Menu.
(c) Press F9 at that screen for the "Boot Device Options" screen.
I think it then shows you boot options -- is the USB drive shown?
(d) Then select it to boot to the 1909 Installation USB drive.
That's just a dry run to see whether you can get there. If so, back out, you're all set.

OK, practice that, & answer the questions. Then I'll write-up how to do the dual boot.