After disabling Cortana, I confirm that I have a noticeable decrease in the CPU usage and CPU works 5 °C cooler. However, it can still be better than what it is now. I don't believe that Cortana is so much inefficient in resource usage.
Agreed, Cortana was one of the bigger resource hogs - on my rig I ave a total of 5 others that are disabled which has improved the temps both on CPU, GPU, Memory and Power. Like Richard I also am water cooled with dual 240 mm fans for the CPU. with 6 other 140 mm fans - unit I have in degrees F rather than Celsius and temps are running CPU about 85 average - GPU 77 F average Liquid 84 F average and power 87 F average - when gaming I am in the high 90's F to around 105 F. I do have 2 programs that monitor temps, fans, mem, and power the NZXT Cam as well as the EVGA Precision XOC these programs work great
JtoThomas