All true, but still user files are holy, they should never be touched by any forced update or upgrade. If Windows became so unreliable that this behavior is highly possible, Microsoft should have impelemented shadow copies or whatever automatically BEFORE implementing upgrades and even updates. That would probably make the whole update process taking hours or more and thus useless. But doesn’t that say enough about the present state of Windows? About the Microsoft attitude ‘we know best what is good for you, so we just do even if you don’t want’? A blunder like this was about to happen, unavoidable.
Also keep in mind those poor home users with less experience who lost precious photos spanning years. For ‘us’ it’s easy to say that backups should have been made. That - in fact - the Windows folders to store documents are actually exactly NOT the right place to store those important files. After years of fighting with Windows I gave it up, switched to ‘the other side’. Just because I can’t afford waisting my time on repairing problems after updates and especially feature updates.