The problem extends far beyond photo collections.
I need to deal with CAD files, word processing files PDF files etc all of which have no use for date taken meta data. I have attempted ( am attempting ) to use ONE DRIVE as a remote physical logical drive without any syncronization and create version folder names such as CAD 03-17-20 to copy (not move) cad files to using Windows Explorer.
I sometimes have the need when merging folders of word processing files by copying a folder into another folder where I want to overwrite only older files. ( I use Teracopy Pro ) I cannot afford for the operating system to be changing date created info.
For everyone contributing here, do not assume that only PHOTO files are being used.
@GregoryPerkins1, "Created" value is set when a file is added to a volume, regardless of the age of the file. The operating system absolutely will change the Created field. That is not a reliable field for knowing anything about the file. For that, you need to use the Modified date (which is part of the file) or use one of the other fields, which vary by file type.
But also note that your post is actually a different question. You said "do not assume that only PHOTO files are being used," but the question here was about photos. The answers differ depending on the file type. For photos, and only for photos, there is a Date Taken field. Your CAD and other documents won't have that option.