Hi,
I have had very few HDDs suddenly fail... Most start acting unusual first, as a bit of a warning... I think only one ever produced a smoke like odor...
If you are looking for a imaging program that is a one time fee, and doesn't mess with cloud storage, you might try Acronis TrueImage running from bootable media... The Retail version comes on a installation CD that is also bootable...
I made a ISO of the CD, and then burned it to a flash drive that is also bootable...
I don't like to install stuff like that... It uses to many resources and stuff for the small amount of time it is needed...
I have been using ATI 2011... I have a couple of newer versions that rarely get used... They have advantages when running UEFI Bios, but that is something I try to avoid..
I keep my personal files, data, and etc. on a separate drive from the OS...
Everytime I do something I don't want to need to repeat I boot with the media and save an image.. This has worked out well for me over the years..