Matthew:
I wonder if home users who are affected possibly upgraded from an earlier build ie 1709 or 1703? I simply installed from an iso downloaded using the windows 10 media creation tool. This turned out to be 1809 edition. I couldn't find an earlier build to download and our school is only licensed for edu and professional through VLSC..
Yes, the problem often shows up after an update to 1803 (or now 1809), often associated with a Windows re-install and subsequent update. It may be triggered by the monthly Windows updates, but I'm less clear on that. It looks like, in isolated situations, the 1803 (or 1809) updates mis-configures ProtectedRoots permissions when merging the existing user data with the new Windows 18xx image.
In your .reg file, is the PeerUsages data for 'Allow peers' checked or unchecked? If its for checked, what is the unchecked value?
After applying the dis-allow user CAs policy, is the user HKCU...ProtectedRoots still present? If it's manually deleted, does it now stay deleted?
If you have a user with previous Certificates under HKCU..Root\Certificates, that would be another variation to check, since those user CAs are now blocked.
This is not a frequent usecase and occurs only when there are partners you want to trust that do not derive from the builtin Windows AuthRoot list. If you want to play this thru, there is a US Military root CA that can be added at the user level. (chuckle ;-) I seriously doubt if the US-Mil scenario would ever show up on your side of the pond...
Again, thanks for the feedback. I've begun circulating the .reg update to other threads: CR838707 and the main Chrome help forum thread..