Finally found the solution.
Now that Windows 10 has nearly removed the old Control Panel; several items which are only available via the Control Panel are harder to find.
Open the old Control Panel; type into the Win10 Search Field "Control Panel" and then click the result to Open it. Make sure the Categories option is set; then click on Appearance and Personalisation; then File Explorer Options.
A new window will open -- click on the View tab.
The first choice "UNCHECK" Always show icons, never thumbnails.
I have now also found this same setting in the View Menu of Windows 10 File Explorer. At the far right-side of the header ribbon after clicking on the View Tab is an icon labelled Options.
Clicking this -- select the first choice "Change Folder and Search Options. A new window opens. Click on the View Tab; then again UNCHECK the first choice "Always show icons, never thumbnails."