I'm certainly not a huge MS fan at the moment, they make me feel like a beta tester at times, but can we not go too overboard on the vendor bashing.
For those who dont know, Spectre/Meltdown is a vulnerability (not a virus), and rather a major one, so i can see why they were falling over each other trying to get patches out there. Even Intel released a ROM update prematurely, which was subsequently retracted, god knows how many workstations were patched with that.
The vulnerability only becomes an issue if unauthorized users are able to run code on your system. How they could do so is another matter, though it could be in numerous cunning ways. The issue is that this can take advantage of a weakness in practically every CPU ever built - with the exception of Intel itaniums, and there is no real way of flagging that there has been a compromise.
Its also referred to as side channel, where system area CPU computation can bleed into the user area, which effectively means if you wear a hoody, and can force and read those overflows, then there is a good chance of eventually capturing all sorts of privileged information that is executing.
According to MS, the AMD problem was caused by the specifications on the older AMDs chips not being reported accurately, I don't know whether that is correct or corporate speak for 'we stuffed up, and will not admit it'.
So yes these are annoying patch workarounds, as is the complete invisibility of MS support, but then would you rather live with the risk of no patches?
BTW - I have a completely unpatched VISTA32 machine system happily humming away after 11 years, simply because its only purpose in life is to run Windows Media Centre - and it will never touch the internet, or a proxy, thats the only box i would not bother patching.
We should also take into account that WIN10 will happily run on our 10-15 year old hardware, which is a fantastic compatibility feature you should give MS some kudos for. Its certainly given a couple of bits of kit, including an ancient Dell laptop, around here a new lease on life.
Come to think of it I have bits of hardware here that used to work just fine, scanners and printers, yet the new OS drivers just stopped being made available, which pretty much forces you to buy new equipment, or retain win98/xp boxes simply to connect a favourite scanner.. so keep this in perspective, you can buy a complete system for what my old scanner cost.