Yeah! Everybody has the same problem. [Do not want to sound mean.] But the problem is Microsoft updates do not work well for many machines, and Microsoft's answer to that is "START OVER." In other words, delete all of your work [you should have backed up] and take hours to reinstall [or pay $$$ to a tech to do it.] Or just buy something new. Microsoft sells to MILLIONS of end users who have working systems and do not complain. That is their only interest. Not the many people who have failing installations.
Now that Microsoft has decided to FORCE updates and upgrades, end users will be forced to use drastic measures to fix simple problems.
Here are some things that will help you prevent [NOT FIX] the problems. Get Pro or Enterprise editions of anything. If the word "Home" is in the title, do not buy it. Buy from a business sales department, like Dell Business or HP Business computers [or others, just an example] with hardware and software warranties. Yes, it will cost more up front, but it will give you someone to scream at when the problems arise. I never buy a machine that does not have at least a three year warranty. Next, you should have a backup program that backups files to the cloud or external drive and also does a backup image to an external drive on a regular basis. [Storagecraft, Easeus, Macrium Reflect and many others][Macrium has a free version for home users, I believe.]
An alternative is to get a Chromebook or such.
A better, but more expensive, alternative is to get an Apple.
The best answer would be if Microsoft fixed their system; and did not force updates or upgrades.
Note: Why do Apple updates and upgrades work so much better that Microsoft's? Because they control the hardware. Microsoft does not control the hardware, so their updates will, many times, not play well with your hardware; especially if you have changed hardware since the last update. [Same for much of the software.]