I have been losing my mind all day trying to figure this out, find the right forum, etc. You nailed it LJames, so thank you. I just arrived at that same conclusion. This sucks. Whats even worse is that I cannot choose a restore point to roll back and then prevent the Windows Update from installing.
This seals it for me. I am going to have to move to a new OS and no longer use Microsoft. This is absolute BS.