I can only offer some guidance/things to check yourself.
Make sure you are using the same sign-in name as you were previously.
Check using File Explorer for any user name folders that are similar to your usual sign-in name. Expand This PC and then expand C:, expand the Users folder and look in the individual folder names listed for common default folders. (Desktop, Documents etc.)
If you want to try it go to Settings > Update and security select View installed update history and there should be an option to Roll back to the previous build. (if you have just updated)
Although this is after the event:
Always keep a second backup copy of important files.
Don't keep files on your desktop. Use the default folders Documents, Videos etc. and use shortcuts on the desktop to those file locations.