I have posted this before and I will post it again.
Phones that came with Windows 10 installed are capable of VoLTE. It just has to be enabled.
Other carriers understand this and enabled this when their SIM is used.
Jio just sits back and blames everyone else and does nothing for Windows Mobile.
It is up to Jio to support VoLTE on Windows phones. This has been said over and over.
T-Mobile in the Czech Republic supports VoLTE on Windows phones with their SIM with no update from Microsoft required.
Link to their VoLTE information. I can not provide a translated page because it is secure https.
https://www.t-mobile.cz/volte They support the Microsoft Lumia 550, 640 LTE, 650, 950, 950 XL directly, no firmware update required, just their app.
Your problem is with Jio, not Microsoft as seen with this example below.
Link in this forum from a user that used T-Mobile in Czech Republic SIM and was mad about the app that was installed and changed his phone when he installed their SIM. He did not understand he was getting VoLTE.