it is related to our routers. However, I cannot see any of my neighbors' 5Ghz WiFi signals, only their 2.4Ghz. […] Surely my 10 adjacent neighbors cannot all be using the exact same router.
Your router (or something else) might kill the 5 GHz unit in your Lumia and therefore, you do not see anything on 5 GHz anymore. Obviously, this is a bug in Lumia because nothing external should change your phone. Nevertheless, to reproduce this issue, as many information as possible are required. One puzzle piece might be your Wi-Fi access point.