Wow -------IT Worked !!
Thanks Tim Birming and BrennanG --- I really wish I had checked what version of IE 11 is downloading now -- I suspect that people who had success with the offline installer may have had a previous version before MS updated it.
I just uninstalled IE 11, restart, then did a thorough disk clean up (as BrenanG suggests) and rechecked for updates, installed IE 11, restart, then checked again and the updates all installed including Kb3038314.
Just in time for next Tuesday !