Please explain how to log on to one drive without changing my computer login. When I open one drive it asks me to log in with a Microsoft account.
Then it wants me to switch to a Microsoft account for my password. What is the work around.
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Description
If you are tired of seeing “Update to Windows 8.1 for Free” notification then it’s time to disable it. Get rid of these regular prompts to upgrade to Windows 8.1 for free.

Solution:
There are two ways to disable "Update to Windows 8.1 for Free" notification message in Windows 8:
Method 1: Using Group Policy Editor (gpedit.msc)
Computer Configuration -> Administrative Templates -> Windows Components -> Store

It will disable the Windows 8.1 free update installation notifications.
Method 2: Using Registry Editor (regedit)
You can do the same thing using Registry Editor instead of Group Policy Editor. Follow the below steps:
HKEY_LOCAL_MACHINE\SOFTWARE\Policies\Microsoft\WindowsStore
If you don’t find the above key then create it manually.

5. Now, close “Registry Editor” and log off or restart Windows.
Congrats, you have successfully disabled those notifications
Locked Question. This question was migrated from the Microsoft Support Community. You can vote on whether it's helpful, but you can't add comments or replies or follow the question.
Please explain how to log on to one drive without changing my computer login. When I open one drive it asks me to log in with a Microsoft account.
Then it wants me to switch to a Microsoft account for my password. What is the work around.
You can do that, you don't have to login with your hotmail account at all. Who lied to you and said you did. 8.1, just like the last 30 years, still allows any login you want.
I also want my login to be different than my Hotmail account. I use the login for my windows phone and feel that the phone is much easier to hack. I feel that sending information across air waves were anyone can intercept is not as secure as a land line. My home computer uses a land line and I have financial information on it.
like you said
Fix this and I am sold on Win 8.1
"A different user cannot access the same OneDrive Account."
While that's against the EULA, you can still serve the same purpose by storing the files under a shared common access location (in other words, tell OneDrive to store the files in C:\OneDrive (for an example), and then every user can open that folder to see/use the files).
If you don't mind paying for each user Onedrive for business seems to be what you are after. It does have on premise AD integration so there shouldn't be a need for additional cloud services.