I have microphone sensitivity problems only when calling via headset: people can't hear anything. I tested several headsets: same result. I also tested recording a voice-memo both via headset and via device microphone: both clear. So my hypothesis is that it has to do with the phone-software.
Nokia: as I find many problems on internet on this and at my Company (>40.000) Nokia has already a bad reputation...I suggest you solve these problems with highest priority!!